Whether you are a first time buyer or already own your home, a mortgage broker is a perfect ally. At Multi-Prêts, our team of professionals is no exception!
We work hard to help you get the best rate for your mortgage so that you can save as much as possible on your mortgage payments. To do this, we make sure to study all the mortgage options on the market that apply to your situation and make sure to offer you the most relevant and advantageous ones according to your needs! With us, you save time and money!
Your mortgage broker works for you free of charge to find you the most competitive mortgage rate based on your situation. Available and attentive, he can assist you in many ways, such as
- Obtaining your mortgage pre-approval so that you know how much of a loan you can receive;
- Determining the amount of your mortgage payments and the down payment for your purchase;
- The creation of your budget, taking into account the various expenses related to the purchase of a house;
- Researching programs and grants that can simplify the purchase of your property;
- The search for the most advantageous mortgage according to your conditions, your needs and the market trends.
Your Multi-Prêts mortgage broker can also obtain a rate guarantee at no cost to you during your real estate search in order to protect you from mortgage rate increases.
Your Multi-Prêts mortgage broker puts you at the heart of his priorities.
He makes it his duty to compare the mortgage rates of the largest financial institutions in the country so that you can access the best rate and the most interesting conditions for your mortgage.
Multi-Loan reputation
Multi-Prêts is the largest mortgage agency in Quebec; it also represents $63 billion in mortgage financing and more than 120,000 clients who have obtained the best mortgage rate in 2021.
Our mortgage agents take care of everything for you. Before your mortgage comes due, consider contacting one of our brokers to guarantee you the best mortgage rate and to take advantage of all the options available to you. Remember, our services are always free!
Advanced technology
We have several tools that allow us to find you the best rates from a wide range of financial partners.
We are also pleased to provide you with our mortgage payment calculator to help you visualize your payments and determine your budget for your property. Our brokers can help you save big!
A simplified approach
At Multi-Prêts, we are constantly listening to your needs and trying to find the best possible solutions to realize your projects.
In addition to the purchase of a property, we offer you, among other things, our services for the renewal of your mortgage or its refinancing so that you can start renovations, take a trip or celebrate a big wedding, for example.
In all cases, we teach you how to use your mortgage rate as a financing tool, so that you get money at a very low rate. If you make major renovations, you’re a double winner, as these will help increase the value of your home!
The best rates
At Multi-Prêts, we are the link between you and the major financial institutions.
Your broker is in charge of making the rounds of the banks to find you the best rate. He will also answer all your questions to simplify your decision (fixed or variable rate, long or short term, etc.). Don’t hesitate to trust us to store for your mortgage rate!
Multi-Loan Partners
Our brokers are privileged to have the largest and most prestigious banks and financial institutions in Canada as partners.
We can also count on an exclusive list of lenders for your mortgage. Here are some of our partners:
- ADAPT
- B2B Banking
- Fair Trade Bank
- Home Equity Bank (CHIP)
- Manulife Bank
- National Bank
- Scotiabank
- TD Bank (Toronto-Dominion)
- Caisses Populaires Desjardins
- Canada Guaranty
- Castleton
- CMHC/SCHL
- CTF
- Unik Financing
- First National Financial
- Haventree Financial
- FNF
- Home Trust
- Lendwise
- MCAP
- Merix
- Multi-Plane
- Pentor
- People’s Trust
- SAGEN / Genworth Financial
- SimpliciT
- SSQ
When you use our services, you can count on receiving quality help, absolutely free. Instead, our brokers receive a commission directly from your new lender when you obtain mortgage financing. It’s in our best interest to meet your needs by negotiating the rate that’s best for you!
Since our compensation is based on volume (mortgage amount), rather than interest rate, you can be sure to always get the best interest rate for your situation. This saves you a lot of money, since we receive large discounts directly from your potential lenders.
Before doing business with a particular mortgage broker, consider consulting the Autorité des marchés financiers (AMF) register of licensees. This will allow you to check the history of a broker’s licence, find out what training he or she has undergone, and find out if his or her file contains an administrative endorsement.
By taking a few minutes to search the registry, you can ensure that you select a qualified professional who has your best interests at heart.
Our mortgage brokers can get you the best mortgage rate anywhere in Quebec. Our five Multi-Prêts offices, in Montreal, Laval and Vaudreuil-Dorion, allow us to serve you better. Can’t make it to the office? Our team can do everything remotely, through virtual meetings or by phone!
Use our contact form to schedule an appointment or request your mortgage pre-approval directly!
Get your Free and personalized estimate !
Our mortgage brokers work with over 25 financial partners to get you the best offers with the best rates and conditions! All this in less than 24 hours.